Insurance & Payments

Find a payment solution that works for your budget.

We require full payment at the time of service. Please call us if you have questions about our accepted forms of payment.

Accepted Forms of Payment

  • Visa
  • MasterCard
  • American Express
  • Discover Card
  • Cash
  • Personal checks (with proper identification)
  • Pet insurance (see below)
  • CareCredit (see below)
  • Scratchpay (see below)

Insurance Options

Pet insurance works well in cases of injury and illness. Pet insurance premiums are typically paid on a monthly basis and can be used to help offset some of your pet’s treatment costs.

When using pet insurance, payment is due when services are rendered and then your insurance company will reimburse you if applicable.

If you're looking for a pet insurance provider, we suggest checking out Trupanion, ASPCA Pet Insurance, Nationwide Pet Insurance, PetPlan, or Pawlicy Advisor.

CareCredit

CareCredit is a healthcare credit card designed to help you pay for your pet’s health and wellness over time instead of having to pay for everything all at once.

Your CareCredit card can be used for a variety of veterinary procedures, including:

  • Exams
  • Spay and neutering
  • Dental cleaning
  • Parasite control and prevention
  • Medication
  • Vaccinations
  • Surgical procedures
  • And more

Learn more at CareCredit.com.

Scratch Pay

A veterinary loan company, Scratch Pay is not a credit card. Scratch Pay can be easily done from any smartphone, after a treatment estimate from Colonial Terrace Animal Hospital, P.c. has been provided. Apply now at scratchpay.com.

"I can't say enough good things about my experience. I am from out of town and was in Dubuque for a work trip with my 10 week old puppy. He ended up getting sick while we were in town and needed veterinary care. After being turned away from the closest ER clinics and not being able to get an appointment with a vet in town, I contacted Colonial Terrace. I left a message and was called back immediately the next day. The lady on the phone was SO nice and got Waylon an appointment that same day. Dr. McCleary and her veterinary nurse (I believe her name was Sarah) were so patient and sweet to Waylon. He was given the best treatment and everything was explained to me very well. Waylon is feeling much better and we are so thankful for all of the staff at Colonial Terrace. I don't have enough good words. Thank you for helping my baby!"

Anna D.

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